I was making over 130k before that
now only 96k
Assuming 10% jersey sales for the other non-NT players, that's another $30k in Jersey Sales sold from last season, and only about $13k so far from the replacements until Climo qualifies.
So the roster turnover accounts for a bit over half the drop. And Khaira and Gansas are no longer receiving ASG bonus, which generally ranges around $3-4k per player for starters (on my team, it's been closer to $4k), which is another $8k. It's hard for me to eyeball what your HG&L factor was last season vs this season because of all the roster churn, but doesn't seem inconceivable to me that some combination of lower base sales from not having a TV game yet and/or a lower HG&L factor makes up the remainder. Or the lost jersey sales from your sold players might have been more than 10% of their salary, I've seen rates as high as 15% for my top stars in div 1 & 2.