I'd think that using 1-3-1 zone is suicidal, especially for our team. 1-3-1 zone is a super perimeter defense and unless you have a super monster big-man, the opponents will just get too many offensive rebounds and go for easy lay-ups. Since we don't have strong big-men, I don't think there'll be a case where we'll use 1-3-1 zone.
Even with man to man, out perimeter defense is likely to be far better than our inside, and I guess the only case where we might use 3-2 zone is if the opponents had a very strong outside shooting and very low rebounding.