Impersonating a GM is not allowed. I am going to have to fine you for that ;) I think all of your money and the retirement of two of your players is sufficient.
Indeed, the game would be less challenging with out these aspects. And I do love the fact, like march madness, upsets exist -- that's exciting. Heck, even injuries I'm fine with. I just hate thrown games...but there doesn't seem to be a way around it without ruining the strategic flair of this game.