Hello
A Possible Compromise to the Financial Changes
I understand the goal behind the new hoarding tax, even though I don't completely agree with the approach. Rather than reversing the update or be bitter and confused, I think there is a way to achieve the same goal while giving managers ( everyone)more meaningful ways to use their money.
**1. League-based reserve**
Give each league a reasonable operating-cash limit. Anything above it goes into a reserve. The money remains the club's, but the reserve carries a **season-end holding fee**, with the percentage and allowance scaling by league. For example div5, 1mill anythin above that goes to reserves. Div 4 , 3 mill. Anything above that goes to reserve. Etc… again if a team has 10 million on hand and it division 5. 9 million is removed. And goes to their reserves. Ou dont to use reserves. It optional, it just smarter way to play and plan.
**2. Emergency access**
Allow **one reserve withdrawal per season** for a genuine emergency, such as avoiding bankruptcy. Withdrawals for normal expenses could carry a higher cost, preventing the reserve from becoming a second checking account. They wil have to be recorded , for example. Buy a Player, arena, bankruptcy.
**3. Expand the gym**
Add **Gym Levels 4 and 5**, available to all leagues but intentionally very expensive. For example, level 4 is 15million and 50k a week,
Level 5 could cost around **$25M to build and $95K/week**, including its own specialized trainer along with your other one in cost.. It would provide advanced development/maintenance options, including things like the proposed **LeBron effect**, without increasing player potential or removing caps. These effect would only be found in these gyms , not like they are now.
**4. Let the reserve fund development**
Managers could optionally use reserve funds for major investments such as the gym, training, arena or players. At season's end, qualifying investment in player development could receive a **percentage toward the existing training-tax exemption**.
**5. Let the market do more of the work**
Allow elite players to command genuinely high transfer prices, with transfer taxation scaled by league as markets . That moves money between clubs while removing a portion from the economy.
The principle is simple:
**Don't just punish teams for having money. Give them expensive, meaningful reasons to spend it.**
The result is a cycle of **saving → investing → developing → circulating money**, while excessive idle cash still carries a cost.
I think that could accomplish the financial goals of the update while preserving more of the long-term strategy that makes building a club rewarding.
Last edited by Big city at 8/26/2026 1:14:03 PM