EDIT: I have some (not actually even too many) facilities to sell if absolutely necessary, but it's -50% that you lose when you sell them so I've avoided it so far, and also wanted to save those as a last resort option (to prevent all players getting listed, if I'd forget to deal with this situation in time). However, I still can't recall exactly how the bankruptcy situation is handled, especially that does the two week "bankruptcy timer" start only from the time when official BBmail has been sent to warn of you potential bankruptcy danger (or do they still send it nowadays?) and not a moment before that BBMail(?)...
I couldn't recall exactly how it works so I asked an experienced manager (GM-Perpete) who knows this game well. Here is his reply:
Well, once you get a message on a Monday about being under -500k, you have two weeks to get above that line or all of your players will be put on sale for $1 to save the team. If it that's not enough, well... yeah, that's the full bankruptcy with losing the team.
So, 2 weeks after initial email to get your team back into positive, or have all your players listed at $1 each. And...if that doesn't fix the debt, you lose your team.
EDIT: Noted the manager's name.
*HGL off-topic warning, do not read if you don't want other than HGL information* ;)
Thank you MrJ for reaching out GM-Perpete (and also thanks to him for responding)!
I can recall seeing some posts on Global earlier on, but as a non-Supporter forum search functionality is out of my reach so it's often times way too arduous trying to find certain discussions (that you remember existed).
Being earlier on this kind of situation as well (it's been too long to remember all the details that are attached to the process), I can recall some specifics have been discussed on some threads, and lots of details - if my memory serves me - are part of that bankruptcy process, that aren't covered in detail in BB game manual.
But I hope to be able to arrange things so that no such official BB-mail will be sent to me (and no further details of the process will be needed). It's just one of the biggest goals that I've had, so giving up on it wouldn´t be easy.
On the other hand, I simply can't let all my players get listed at $1, as that would effectively ruin large part of the motivation towards BB (and certainly would destroy all work done to train players, by losing them, and in addition making any success in HGL impossible).
Plus, transfer prices of players most of the time seem very low to me, and if the transfer price rule is followed strictly nowadays, I couldn't get much more than $500K from each of my 2 "youngish" best players, of which selling one of them in addition to selling all facilities would hardly allow me to survive until next season's draft at best...
And it'd make it more probable for me to be a strong relegation candidate, and as said, even if I'd fire 15-25 players, I still likely couldn't survive economically on a lower league level. Talking about being in between the tree and a bark... ;P
EDIT: GM-Perpete mentioned "being under -500k, you have two weeks to get above that line or", and you replied to me "So, 2 weeks after initial email to get your team back into positive, or". If I can recall, and interpret game manual correctly (it says something like 'even if after players sales you haven't been able to escape the bankruptcy limit/reach the right side of bankruptcy limit'), I guess I should be on the safe side if interpreting/assuming it so that it is enough to be, say, at -499K (as that's better than -500K which is the limit), but you don't actually have to have a positive (+) bank account balance in order to avoid bankruptcy...
Last edited by Wagner at 1/28/2026 5:37:06 AM